At every step, SIR is there to help lenders navigate through the loan process. From finding qualified applicants, to analyzing their credit capacity, to valuing their collateral property, and providing title/closing services. SIR recognizes and understands the specific needs within lending institutions. We deliver a complete host of solutions to meet informational and risk assessment needs.
Today’s market demands a balance between maintaining high levels of customer service, reducing costs while increasing volume and maintaining compliance with all federal and state regulations. Through our innovative products and dedicated service, SIR has the business solutions to streamline your process.
CREDIT RECORDS & SCORING: With almost a century of history in the credit industry, nobody does more to help you evaluate the credit capacity of applicants. We can even help you improve the credit score of applicants to approve more loans.
TITLE & SPECIALTY SERVICES: SIR offers a myriad of title-related services which complement the lending process. Our capabilities include title search and recording services in any state, lien & default protection insurance, as well as useful reports for equity loans to analyze existing liens.
CLOSING & RECORDING SERVICES: Don’t fumble on the goal line! SIR’s broad national network delivers reliable real estate settlement tools to give you peace of mind that the loan process will finish smoothly.
FRAUD DETECTION: With mortgage fraud at an all-time high, SIR ‘s integrated solution enables lenders to quickly identify discrepancies, track issues, and comply with the validation requirements of the secondary market.
FLOOD DETERMINATION: FEMA compliant flood reports can be conveniently ordered through our technology platform. We offer both one-time certification, and life of loan tracking. Both options meet the stringent regulatory requirements.