HowDoYouWantYourProcess

At every step, SIR is there to help lenders navigate through the loan process. From finding qualified applicants, to analyzing their credit capacity, to valuing their collateral property, and providing title/closing services. SIR recognizes and understands the specific needs within lending institutions. We deliver a complete host of solutions to meet informational and risk assessment needs.

Today’s market demands a balance between maintaining high levels of customer service, reducing costs while increasing volume and maintaining compliance with all federal and state regulations.  Through our innovative products and dedicated service, SIR has the business solutions to streamline your process.

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APPRAISAL MANAGEMENT: Financial Institutions can leverage our appraisal technology and industry know-how to manage the complex appraisal process. We have staff appraisers to complement your program.

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CREDIT RECORDS & SCORING: With almost a century of history in the credit industry, nobody does more to help you evaluate the credit capacity of applicants. We can even help you improve the credit score of applicants to approve more loans.

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TITLE & SPECIALTY SERVICES: SIR offers a myriad of title-related services which complement the lending process. Our capabilities include title search and recording services in any state, lien & default protection insurance, as well as useful reports for equity loans to analyze existing liens.

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CLOSING & RECORDING SERVICES: Don’t fumble on the goal line! SIR’s broad national network delivers reliable real estate settlement tools to give you peace of mind that the loan process will finish smoothly.

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VERIFICATION SERVICES: SIR’s team of experts can provide a practical & impartial method of verifying applicant tax returns, deposit information, and employment in good standing.

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UNDISCLOSED DEBT MONITORING: Monitor borrower’s credit activity for new inquiries, balance increases, and new debt so as to avoid delays caused by re-underwriting

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FRAUD DETECTION: With mortgage fraud at an all-time high, SIR ‘s integrated solution enables lenders to quickly identify discrepancies, track issues, and comply with the validation requirements of the secondary market.

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FLOOD DETERMINATION: FEMA compliant flood reports can be conveniently ordered through our technology platform. We offer both one-time certification, and life of loan tracking. Both options meet the stringent regulatory requirements.

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TARGETED MARKETING LISTS: Lenders can intelligently leverage our credit and consumer data to find new prospects that match their underwriting requirements.

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BACKGROUND CHECKS: Custom screening solutions specifically designed to help financial institutions comply with the requirements of their regulator and the secondary market.