With an aging population of appraisers, and a dwindling number of new appraisers entering the industry, lenders will soon be challenged to find quality appraisers to meet their growing regulatory demands. This white paper deeply explores the problem, and outlines ways the industry might respond. It also identifies best-practices for lenders and AMC companies.
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Credit Reports are useful business tools, but there are many regulations associated with their use. In addition, use can sometimes elicit concerns and other emotions from the consumer. This guide will identify 10 questions which can help you identify a proactive vendor that goes beyond just the electronic delivery of the report.
Background screens can be an effective way to discover an applicant’s past history of risky behaviors which could be a potential warning sign of more risky behavior in the future. However employers need to be cognizant of the legal requirements that the Fair Credit Reporting Act (FCRA) imposes on employers using these types of checks. This white paper outlines the requirements and identifies key methods to ensure employer compliance.
The EEOC has asserted that the improper use of criminal records by employers has the potential for discrimination. The basis for their concern rises from statistics which show that African Americans and Hispanics are arrested and convicted at a rate higher than their Caucasian counterparts. This white paper outlines new guidance published by the EEOC, and reviews several best practices that employers can use to comply.