• Strategic Information Resouces, Inc. is a BBB Accredited Credit Reporting Agency in Holyoke, MA

Fannie Mae Desktop Underwriter Assists in Credit Freeze

Fannie Mae Announces Changes in Desktop Underwriter to Assist with Credit Freezes Many consumers have elected to place a credit freeze on their credit reports. As we at SIR and others have reported, consumers have the option to freeze their credit files from each of the three national credit repositories. This has been widely recommended […]

Low Home Inventory Cause and Solutions

What to do with Low Home Inventory? We are currently in a 20-year low in home inventory, and there is a lot of debate as to why. Blame is being passed between generations, investors, and the sellers’ market. Before we dive into what we can do to help you increase residential lending flow, let’s discuss […]

SIR Tax Return Verification Reports Approved Fannie Mae Day One Certainty

Tax Return Verification Reports from Strategic Information Resources have been Approved by Fannie Mae for Day One Certainty (D1C) SIR is pleased to announce that our Tax Return Verification Reports are now being accepted by FNMA for rep and warrant relief offered through its Day One Certainty initiative. The Tax Return Verification report (4506-t transcript […]

Consumer Credit Public Record Changes September 2017

Additional Changes Slated for ConsumerCredit Reporting Additional changes are coming in regards to reporting to consumer credit reports. If you use consumer credit data in your business operation or furnish information to the bureaus, you will want to be prepared for the next round of significant impacts slated for September of 2017. History In 2016, the […]

Consumer Credit Education Video Series

Commitment to Consumer Credit Education Announcing the Release of a New Educational Video Series to Aid Consumer Financial Literacy SIR has been participating in credit education programs in our marketplace for decades. We are always happy to bring our credit expertise to a homebuyer workshop or industry event. It is our belief that educating the […]

Home Equity Production Summer 2017

Is your home equity pipeline not where it should be? Now that we have officially begun summer, most consumers are planning out their summer home improvement projects and updates. But what about those consumers who have equity and aren’t using it? Now is a good time to check out your portfolio, with a few key […]

Is the Competitive Pressure Causing Lending Fraud?

The Pressure to be Competitive: At What Cost? Leaders are stressing the importance of being competitive in residential lending and credit risk. This is setting the stage for lower underwriting quality and leaving lenders exposed for fraud. Data Misrepresentation Recent lending analytics have shown an increase in fraud type indicators that match the national index, […]

Will New Credit Reporting Changes Hurt Lenders?

Will New Credit Reporting Changes Hurt Lenders? For some time now the three major credit bureaus; Equifax, Experian and TransUnion, have been working together to improve the accuracy and quality of data as well as enable consumers to better understand their credit information. Collectively, the credit bureaus are working towards improving accuracy and the consumer […]

2017 SIR Consumer Lending Summit: Recap

2017 SIR Consumer Lending Summit: Recap March 10, 2017 We were heading into spring in Newport, as we hosted our second annual Consumer Lending Summit at the Gurney’s Newport Resort and Marina. Mother nature graced us with a bit of late snow, but inside the hotel we were buzzing with our consumer lenders and team […]

Strategic Information Resources Integrates with LendingQB to Deliver Real Estate Appraisals

Strategic Information Resources Integrates with LendingQB to Deliver Real Estate Appraisals Springfield, MA. Strategic Information Resources Inc., (SIR), a leading provider of mortgage and appraisal solutions, announces today it has partnered with LendingQB, a provider of mortgage loan origination technology solutions. As a result, mortgage lenders, banks and credit unions now have direct, seamless access to […]