SIR’s Maureen Devine Presented with 2018 NCRA Director’s Award

Showing passion and commitment to one’s trade is vital to succeed in any industry. For Maureen “Moe” Devine, this level of commitment comes in many ways, through her continual involvement in the organizations she serves. For this reason, it wasn’t a difficult decision for Terry Clemans, Executive Director of the National Consumer Reporting Association, to […]

N.E. Women in Banking Conference: Women Take the Lead

This year’s New England Women in Banking Conference, once again hosted by Strategic Information Resources, is officially underway at the Hotel Viking & Cambria Hotel in Newport, RI. Now in its 7th year, the conference focuses on the achievements of women from the financial service industries, and how women can be architects of change within […]

Cyber Hygiene: 3 Tips to Keep You Safe

October marks the 15th year of the recognition of Cybersecurity Awareness Month. Organized by the Department of Homeland Security, the goal of the observance is to Strengthen the Nation’s cybersecurity ecosystem through relevant dialogue and Cyber Hygiene awareness efforts. For Strategic Information Resources, Cybersecurity Awareness Month takes on a special meaning, especially in the wake […]

Freeze: How a New Law Impacts Your Credit Safety

A recent study published by Javelin Research and Strategy found that nearly 17 million Americans were victims of identity theft in 2017. However, thanks to recent legislation signed into law in May, consumers may now take additional steps toward keeping their credit safe.   The Law The legislation, which went into effect September 21st, allows […]

2018 New England Mortgage Expo Recap

SIR at the 2018 New England Mortgage Expo On an unseasonably warm Friday at the beginning of January, the Strategic Information Resources team headed into the Convention Center at Mohegan Sun for the 2018 New England Mortgage Expo. The day opened with A Conversation With MBA Chairman David Motley, where David and moderators shared their […]

SIR Announces Consumer Credit Education Series with NCRA

Strategic Information Resources is Proud to Announce the “Man on the Street” Consumer Credit Education Series with the National Consumer Reporting Agency Strategic Information Resources (SIR) is proud to announce that through our valued partnership with the National Consumer Reporting Association (NCRA), a new video series has been released to help educate consumers on credit […]

Credit Reports for Mortgage Including Experian Trended Credit Data

SIR Credit Reports for Mortgage Purposes to Include Experian Trended Credit Data Effective December 11, 2017 Effective on Monday, December 11, all SIR credit reports delivered for first mortgage application purposes will include trended credit information from all three national credit repositories. The release of Experian’s trended information will be well in time for the […]

Credit Reporting Changes Lending Impact 2017

2017 Credit Reporting Changes and How These Changes May Be Impacting Your Lending Decisions This year will be a year remembered for many reasons, but within the credit reporting industry, 2017 will be a year remembered for significant changes in the reporting of certain types of information to credit reports. The National Consumer Assistance Plan […]

ID Investigation Reports, Application Validation and Combating Fraud Threats

Looking for Help to Confirm Borrower Identity, Detect Application Inconsistencies or Combat the Threat of Fraud? Approximately 60% of mortgage fraud includes discrepancies in borrower identity. It has also been reported that up to 40% of credit reports can contain an ID alert. The SIR ID Investigation Report allows you to validate borrower identification, identify/address […]

Fannie Mae Desktop Underwriter Assists in Credit Freeze

Fannie Mae Announces Changes in Desktop Underwriter to Assist with Credit Freezes Many consumers have elected to place a credit freeze on their credit reports. As we at SIR and others have reported, consumers have the option to freeze their credit files from each of the three national credit repositories. This has been widely recommended […]